Part-time work is a growing trend in Switzerland, with almost six out of ten women and around one in five men working part-time positions. Many people prefer working part-time to maintain a good standard of living without the need for full-time employment. However, there are concerns that part-time workers may face gaps in their pension provision due to the uncertain future of pension fund reform.
The pension fund reform aims to address this issue by adjusting savings contributions and reducing the BVG minimum conversion rate, which could improve the position of part-time employees in occupational pension provision. However, opponents are skeptical about its passage in 2024 and could exploit certain aspects of the reform to sway public opinion against it. Therefore, it is important to educate the public on pension provision and provide clear information on the potential benefits of the reform.
In the meantime, part-time workers can take proactive steps to secure their retirement finances. They can check their pension fund regulations, make voluntary payments, and consider consolidating work hours with one employer. By staying informed and taking advantage of available options, part-time workers can enhance their pension provision and ensure a more secure financial future.
In conclusion, while the pension fund reform may offer improvements for part-time workers, individuals can also take individual steps to secure their retirement finances. By staying informed and taking advantage of available options, part-time workers can enhance their pension provision and ensure a more secure financial future.
