The couple, born in 1983 and married with two daughters, currently earns over 25 million VND per month from their stable family income. They own two pieces of land in Binh Duong, one being 1 hectare and preparing for planning with an amount of about 11-12 billion VND. When they received a large amount of money, they were unsure of how to make a profit other than depositing it in the bank for monthly savings interest.
To manage and utilize the money properly, the couple sought the advice of a consultant. The consultant advised them to invest smartly and allocate their funds wisely to ensure the success of their financial plan. Diversification was key, with recommendations for real estate, stocks, bonds, fund certificates and other investment options. Depending on the circumstances, the consultant suggested allocating a certain percentage of the money to rental investment real estate, residential land with growth potential, and reserve funds.
If the family receives compensation due to planning, the consultant recommends investing in rental real estate and waiting 1-3 years for the land value to increase. Thorough research of the real estate market and area development is advised before making any decisions. Personal financial planning is emphasized as a complex process but with understanding and planning, financial goals can be achieved. Seeking advice from experienced professionals and understanding the risks involved in investing is crucial in achieving success.
In summary, if you receive compensation between 11-12 billion VND or more per month from your stable family income and own land that has potential for growth through planning, it’s important to consider diversifying your investment portfolio by investing in various options such as stocks bonds fund certificates etc., while also considering rental investment real estate or reserve funds depending on your circumstance.
