The COVID-19 pandemic has brought to light the rising mental health and substance abuse challenges in Rhode Island, prompting two lawmakers to introduce new legislation aimed at addressing these issues. Representative Teresa Tanzi of South Kingstown and Senator Linda Ujifusa of Portsmouth have introduced a bill that requires insurers to provide the same level of coverage for chronic or pervasive mental and substance use disorders as they do for acute or short-term treatment.
The proposed law also prohibits insurers from imposing a “prior authorization” requirement before patients can seek treatment for mental or substance abuse disorders. This administrative process is often seen as a barrier to accessing necessary care by behavioral health advocates.
Tanzi highlighted the disparity in coverage between physical and mental health issues, pointing out that insurance often covers continuing care for physical conditions but may deny coverage for substance dependency treatment following an overdose. Ujifusa emphasized the importance of addressing these issues now to prevent more severe and costly problems in the future, with support from the Mental Health Association of Rhode Island and other behavioral health care providers.
Similar laws have been implemented in four other states, underscoring the growing need to address these challenges head-on. If passed, this legislation would be a significant step towards ensuring that everyone has access to the mental health and substance abuse treatment they need.
